Pinnacle Associates, Ltd. is proud to be a planning-centric wealth management firm. We are committed to empowering you with the knowledge and tools needed to make informed decisions and help achieve your financial goals.
Our financial planning informational sheets and brochures have been carefully curated to provide you with valuable insights into various aspects of financial planning. Your financial journey is important to us, and we’re here to support you every step of the way.
If you have any questions or would like to discuss how our services can further enhance your financial strategy, please don’t hesitate to reach out to our team of dedicated advisors.
Financial Planning
November 13, 2024
At Pinnacle Associates, we understand that addressing health-related financial issues requires both sensitivity and a proactive approach. In this Fall edition of our Financial Planning newsletter, we explore key areas that will help you navigate the financial complexities as you approach retirement. Inside this guide, you’ll discover important insights on maximizing Social Security benefits, managing portfolio allocations, making the most of Roth conversions, and understanding Medicare. We also address the potential impacts of the Tax Cuts and Jobs Act’s impending sunset and offer personalized strategies for safeguarding your investments as you move into this next chapter of life.
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September 24, 2024
In a perfect world, you would know the amount needed for all your young scholars’ educational needs, and you would have that exact figure in a 529 plan. That’s not always realistic, however, as sometimes plans change and it’s hard to predict the exact figure needed for educational expenses. Thanks to the Secure Act 2.0, some of the worries surrounding overfunding 529 plans have been diminished. Starting in 2024, under certain conditions, 529 account holders can transfer up to a lifetime limit of $35,000 to a Roth IRA for the 529 plan beneficiary. But, of course, there are some restrictions and rules surrounding this exciting update.
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November 8, 2023
At Pinnacle Associates, we firmly believe that effective long-term financial success hinges on proactive planning. With this in mind, we share some valuable year-end planning tips to ensure that you end this year and begin the next year feeling well informed and prepared for what’s ahead.
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September 15, 2023
The Secure Act 2.0 was signed into legislation on December 29, 2022 – with the goal of improving retirement savings options in the United States. And while the bill contains over 90 provisions designed to help Americans strengthen their financial security, we’ve identified the key provisions for individuals in this cheat sheet.
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September 15, 2023
One of the greatest ways we can add value to our clients is by removing the emotional aspect from investment decisions. Our team has successfully guided numerous entrepreneurs/families through some of the most significant monetary events in their lifetime. Helping clients prosper in a new phase of life is one of our strengths.
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November 8, 2023
IRAs (individual retirement accounts) are tax-preferred investment accounts intended for retirement savings. Roth and Traditional IRAs both benefit from not paying taxes on gains when realized, but they differ in when they are taxed.
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Founded in 1984, Pinnacle Associates, Ltd. is a forward thinking, multi-billion dollar investment advisory firm focused on transparency and putting clients first. We provide advice to individuals and families, institutional investors and other financial institutions.
